≡ Menu

Why Is The Insurance Company Making Such A Low Offer?

It’s time for you to settle your auto accident case with the insurance company.  You have all your ducks in a row.  You’ve provided every bit of proof that they require (medical records, medical bills, lost wage documentation, receipts, witness statements, accident report, etc).  You are not looking to make a fortune.  You just want compensated for your injuries in a fair and just manner.  And then the insurance adjuster calls you and offers the whopping total of $500 for your claim.  WHAT?!?!

We hear these stories time and time again.  The insurance companies making ridiculously low offers.  Why is that?  Well, it’s because they can and they are going to bet that you will take their offer and not seek legal advice.  Many people call us and after tell us the facts of the case, want to know, “What is my case worth?”  The best answer we can give….your case is worth whatever a jury says it’s worth.  That’s because if you are not willing to accept what the insurance company is offering, your only choice is to file a lawsuit and take your case in front of a jury of 12 of your peers.  They will analyze all of the evidence and they will render a verdict as to what your case is worth.  Unfortunately, many counties in North Carolina have notoriously low jury verdicts due demographic factors which make up the jury pool.  Even in those counties where juries are liberal, insurance companies will often bet that you will not want to take the time, nor the effort, to pursue your case that far. They are playing a numbers game and every time an innocently hurt victim accepts a crappy offer from the insurance company, the insurance companies just got a little richer. and the victims get a little more abused.

So what is the solution?  How do you fight?  The best step you can take if you have been injured in a car accident is to hire an experienced and qualified attorney.  The law firm you hire should have a track record of willingness to file lawsuits over unfair offers.  We firmly believe that because we have a strong litigation practice and willingness to file suit, that insurance companies give our firm very serious consideration when making offers of settlement.

If you have been hurt in a car accident and would like a free consultation, contact us and we would be more than glad to help.  You can also read our Accident and Injury FAQ for additional information.

{ 0 comments… add one }

Leave a Comment